Bank statement translation, certified for UKVI, in 24 hours.

When You Need a Certified Bank Statement Translation in the UK

A foreign bank statement issued in a language other than English or Welsh must be accompanied by a certified translation whenever a UK authority, lender or regulator reads it as evidence of income, savings or transaction history. The receiving body reads the translation as the working document; a partial or paraphrased translation is treated as unusable evidence. Common contexts:

• Appendix FM spouse and partner visas: from 11 April 2024, the financial requirement moved to £29,000. Where the sponsor relies on cash savings, the six-month set must show funds at or above the required threshold on every page.
• Cash-savings route (Appendix FM 1.7): applicants relying on £62,500 in savings (or equivalent under transitional rules) must submit six months of statements demonstrating the funds have been held.
• Student Route maintenance funds (Appendix Finance): 28 consecutive days of statements showing course fees plus the required living-cost allowance, ending no more than 31 days before the visa application.
• Visitor visa financial evidence: the applicant's own funds and any sponsor contributions are read from the translated bank statement pack.
• ILR and British citizenship applications: continuous residence and financial stability are cross-referenced through the translated statement set.
• UK mortgage applications with overseas income or savings: high-street and specialist lenders reading an overseas account require every page in English before affordability underwriting.
• HMRC and Self Assessment filings: overseas income, foreign-tax credits and remittance-basis claims are read against the translated statements.
• Financial-hardship and benefit applications: DWP and local-authority financial-assessment teams read the translation to establish means.

What Your Certified Translation Contains

Every certified bank statement translation we issue carries the four elements the Home Office looks for under Paragraph 39B of the Immigration Rules, on the same page as the translated text:

• Statement of accuracy confirming the translation is a complete and accurate rendering of the source.
• Date of translation so the caseworker or underwriter sees the file is current.
• Translator's full name and signature.
• Translator's contact details and professional affiliation for verification.

Notarisation is not required for UKVI, by UK mortgage lenders or by HMRC. A certified translation on the Para 39B standard is the evidential floor.

Six-Month Set Formatting for UKVI

Under Appendix FM 1.7 the sponsor's statements must show six consecutive months of activity ending no more than 28 days before the visa application. Every page must be translated: running balance, salary credits, transactions above the maintenance floor and the account-holder identifier all need to be readable in English. We keep the source page structure: opening balance line, transaction ledger in the source column layout, closing balance line. Where a bank uses a table format (Polish PKO BP, ING, Ukrainian PrivatBank, Romanian Banca Transilvania, Indian ICICI and HDFC), we reproduce the same rows and columns rather than reflowing the content as prose. Currency figures are preserved in the source currency with an English gloss; we do not convert unilaterally, because a converted number can later be disputed at a different rate and can weaken the maintenance-funds evidence.

Common Refusal Reasons We See on Translation Issues

• Selective translation: applicants who translate only some pages of the required set fail the maintenance-funds test even where the underlying account is strong.
• Untranslated bank stamps or header blocks: the stamp and header carry the bank's identity and the account-holder identifier. Without them, the pages read as loose ledger extracts.
• Reflowed transaction tables: reformatting the ledger as prose loses the running-balance line UKVI reads across.
• Unilateral currency conversion: converting rouble, hryvnia or rand figures to sterling on the translation weakens the file, because the caseworker cannot cross-check the conversion rate on the translation date.
• Missing month in a six-month set: a broken sequence resets the finance clock under Appendix FM and Appendix Finance.

Turnaround by Document Length

Standard delivery windows for bank statement translations, from receipt of clear PDFs:

• 1 to 3 pages (1-month statement): 24 hours.
• 4 to 6 pages (2-month set): 36 hours.
• 7 to 10 pages (short 6-month set for a single account): 48 hours.
• 11 pages and above or a full 6-month set across multiple accounts: confirmed individually with a firm delivery window.

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